/* ═══════════════════════════════════════════════════════════
   CALCULADORA DE JUROS — DESIGN PREMIUM
   Paleta: Borgonha + Bege + Dourado
   Tipografia: Playfair Display (display) + Inter (UI)
   ═══════════════════════════════════════════════════════════ */

/* ─── VARIÁVEIS ────────────────────────────────────────── */
:root {
  /* Marca */
  --cor-borgonha:        #8B1F2E;
  --cor-borgonha-escuro: #6B1722;
  --cor-borgonha-claro:  #A8313F;
  --cor-borgonha-deep:   #4A0F18;
  --cor-dourado:         #C9A961;
  --cor-dourado-claro:   #E5CB8B;

  /* Fundos */
  --cor-fundo:        #F5EFE8;
  --cor-fundo-claro:  #FAF6F0;
  --cor-card:         #FFFFFF;

  /* Texto */
  --cor-texto:        #1A1A1A;
  --cor-texto-claro:  #6B5D52;
  --cor-texto-suave:  #9C8B7A;

  /* Bordas */
  --cor-borda:        #E5DCD0;
  --cor-borda-forte:  #C9BBA8;

  /* Vereditos */
  --cor-otimo:    #2D5F4A;
  --cor-ok:       #4A7B62;
  --cor-alerta:   #B8843D;
  --cor-perigo:   #C73E3E;

  /* Sombras */
  --sombra-leve:  0 2px 12px rgba(74, 50, 30, 0.06);
  --sombra-media: 0 10px 30px rgba(74, 50, 30, 0.10);
  --sombra-forte: 0 20px 60px rgba(74, 50, 30, 0.18);
  --sombra-borgonha: 0 14px 40px rgba(139, 31, 46, 0.30);

  /* Espaçamentos */
  --espaco-pequeno: 8px;
  --espaco-medio:   16px;
  --espaco-grande:  24px;
  --espaco-extra:   40px;

  /* Radius */
  --raio:        10px;
  --raio-grande: 18px;

  /* Tipografia */
  --fonte-titulo:    'Playfair Display', Georgia, 'Times New Roman', serif;
  --fonte-principal: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif;
}

/* ─── RESET ────────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { font-size: 16px; -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }

body {
  font-family: var(--fonte-principal);
  color: var(--cor-texto);
  background-color: var(--cor-fundo);
  background-image:
    radial-gradient(ellipse at 10% 0%, rgba(139, 31, 46, 0.06), transparent 55%),
    radial-gradient(ellipse at 90% 100%, rgba(201, 169, 97, 0.08), transparent 55%);
  background-attachment: fixed;
  line-height: 1.6;
  min-height: 100vh;
  display: flex;
  flex-direction: column;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

.container {
  max-width: 820px;
  margin: 0 auto;
  padding: 0 var(--espaco-medio);
  width: 100%;
}

/* ═══════════════════════════════════════════════════════════
   CABEÇALHO / HERO
   ═══════════════════════════════════════════════════════════ */
.cabecalho {
  position: relative;
  color: white;
  padding: 64px 0 100px;
  text-align: center;
  overflow: hidden;
  background:
    radial-gradient(ellipse 60% 80% at 50% 0%, rgba(255, 255, 255, 0.12), transparent 70%),
    linear-gradient(135deg, var(--cor-borgonha-deep) 0%, var(--cor-borgonha-escuro) 40%, var(--cor-borgonha) 100%);
  isolation: isolate;
}

.cabecalho-ornamento {
  position: absolute;
  inset: 0;
  background-image:
    repeating-linear-gradient(45deg, rgba(201,169,97,0.06) 0 1px, transparent 1px 28px),
    repeating-linear-gradient(-45deg, rgba(201,169,97,0.06) 0 1px, transparent 1px 28px);
  mask-image: radial-gradient(ellipse 80% 70% at 50% 40%, #000 0%, transparent 80%);
  pointer-events: none;
  z-index: -1;
}

.cabecalho::before {
  content: "";
  position: absolute;
  inset: 0;
  background:
    radial-gradient(circle at 15% 20%, rgba(201,169,97,0.18), transparent 35%),
    radial-gradient(circle at 85% 80%, rgba(255,255,255,0.10), transparent 40%);
  pointer-events: none;
  z-index: -1;
}

.cabecalho-conteudo {
  position: relative;
  display: flex;
  flex-direction: column;
  align-items: center;
  animation: fadeInUp 0.8s ease-out;
}

/* ─── LOGO REAL com ornamentos ─────────────────────────── */
.logo-container {
  position: relative;
  display: inline-block;
  margin-bottom: var(--espaco-grande);
  transform: rotate(-2deg);
  transition: transform 0.4s ease;
}

.logo-container:hover {
  transform: rotate(0deg) scale(1.05);
}

.logo-imagem {
  width: 84px;
  height: auto;
  display: block;
  border-radius: 14px;
  box-shadow:
    0 0 0 1px rgba(201, 169, 97, 0.7),
    0 0 0 6px rgba(201, 169, 97, 0.18),
    0 18px 40px rgba(0, 0, 0, 0.30);
}

/* Ornamento dourado em cima da logo */
.logo-coroa {
  position: absolute;
  top: -10px;
  left: 50%;
  transform: translateX(-50%);
  width: 32px;
  height: 4px;
  border-radius: 2px;
  background: linear-gradient(90deg, transparent, var(--cor-dourado), transparent);
  z-index: 1;
}

/* ─── TÍTULO PRINCIPAL ─────────────────────────────────── */
.logo {
  font-family: var(--fonte-titulo);
  font-size: clamp(2.2rem, 5vw, 3.4rem);
  font-weight: 700;
  margin-bottom: 12px;
  letter-spacing: -1.5px;
  line-height: 1.05;
  color: #ffffff;
  text-shadow: 0 2px 18px rgba(0, 0, 0, 0.45), 0 0 1px rgba(0,0,0,0.4);
}

/* Linha dourada decorativa abaixo do título */
.logo::after {
  content: "";
  display: block;
  width: 72px;
  height: 2px;
  margin: 18px auto 0;
  background: linear-gradient(90deg, transparent, var(--cor-dourado), transparent);
  opacity: 0.9;
}

.subtitulo {
  font-size: 1.05rem;
  color: rgba(255, 255, 255, 0.94);
  font-weight: 400;
  max-width: 580px;
  margin: 18px auto 0;
  line-height: 1.65;
  text-shadow: 0 1px 8px rgba(0, 0, 0, 0.35);
}

/* ─── BADGES DE CONFIANÇA ──────────────────────────────── */
.hero-badges {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 10px;
  margin-top: 32px;
}

.badge-item {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 8px 14px;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(201, 169, 97, 0.35);
  backdrop-filter: blur(6px);
  -webkit-backdrop-filter: blur(6px);
  font-size: 0.82rem;
  font-weight: 500;
  color: rgba(255, 255, 255, 0.95);
}

.badge-item svg {
  width: 16px;
  height: 16px;
  color: var(--cor-dourado-claro);
}

/* ─── ONDA DECORATIVA ENTRE HEADER E CONTEÚDO ────────── */
.cabecalho-onda {
  position: absolute;
  left: 0; right: 0; bottom: -1px;
  line-height: 0;
  pointer-events: none;
}

.cabecalho-onda svg {
  width: 100%;
  height: 70px;
  display: block;
}

.cabecalho-onda path { fill: var(--cor-fundo); }

/* ═══════════════════════════════════════════════════════════
   CONTEÚDO
   ═══════════════════════════════════════════════════════════ */
.conteudo {
  flex: 1;
  padding: var(--espaco-extra) 0 calc(var(--espaco-extra) + 20px);
  margin-top: -30px;
  position: relative;
  z-index: 1;
}

/* ─── CARDS ────────────────────────────────────────────── */
.card {
  background-color: var(--cor-card);
  border-radius: var(--raio-grande);
  box-shadow: var(--sombra-media);
  padding: var(--espaco-extra);
  margin-bottom: var(--espaco-grande);
  border: 1px solid var(--cor-borda);
  position: relative;
  transition: box-shadow 0.3s ease, transform 0.3s ease;
  animation: fadeInUp 0.6s ease-out 0.1s backwards;
}

/* Faixa decorativa no topo do card */
.card::before {
  content: "";
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--cor-borgonha) 0%, var(--cor-dourado) 50%, var(--cor-borgonha) 100%);
  border-radius: var(--raio-grande) var(--raio-grande) 0 0;
}

/* Detalhe pontilhado dourado (canto direito superior) */
.card::after {
  content: "";
  position: absolute;
  top: 18px; right: 18px;
  width: 36px; height: 36px;
  background-image:
    radial-gradient(circle, var(--cor-dourado) 1.5px, transparent 1.5px);
  background-size: 8px 8px;
  opacity: 0.25;
  pointer-events: none;
}

.card:hover { box-shadow: var(--sombra-forte); }

/* Cabeçalho do card (ícone + título) */
.card-cabecalho {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  margin-bottom: var(--espaco-grande);
}

.card-icone {
  flex-shrink: 0;
  width: 48px;
  height: 48px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 12px;
  background: linear-gradient(135deg, var(--cor-borgonha), var(--cor-borgonha-escuro));
  color: white;
  box-shadow: 0 6px 16px rgba(139, 31, 46, 0.25);
}

.card-icone svg { width: 22px; height: 22px; }

.card h2 {
  font-family: var(--fonte-titulo);
  color: var(--cor-borgonha);
  font-size: clamp(1.5rem, 3vw, 2rem);
  margin-bottom: 4px;
  letter-spacing: -0.5px;
  font-weight: 700;
  line-height: 1.15;
}

.texto-ajuda {
  color: var(--cor-texto-claro);
  font-size: 0.92rem;
  line-height: 1.55;
}

/* ═══════════════════════════════════════════════════════════
   FORMULÁRIO
   ═══════════════════════════════════════════════════════════ */
.formulario {
  display: flex;
  flex-direction: column;
  gap: var(--espaco-grande);
}

.grid-2 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--espaco-medio);
}

.campo {
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.campo label {
  display: flex;
  align-items: center;
  gap: 4px;
  font-weight: 600;
  color: var(--cor-texto);
  font-size: 0.9rem;
  letter-spacing: 0.1px;
}

.label-texto { letter-spacing: -0.1px; }
.obrigatorio { color: var(--cor-borgonha); font-weight: 700; }

/* Wrapper com ícone */
.input-wrapper {
  position: relative;
  display: flex;
  align-items: center;
}

.input-icone {
  position: absolute;
  left: 14px;
  width: 18px;
  height: 18px;
  color: var(--cor-borgonha);
  opacity: 0.55;
  pointer-events: none;
  transition: opacity 0.2s ease, color 0.2s ease;
}

.campo input,
.campo select {
  padding: 14px 16px 14px 44px;
  border: 1.5px solid var(--cor-borda);
  border-radius: var(--raio);
  font-size: 1rem;
  font-family: var(--fonte-principal);
  color: var(--cor-texto);
  background-color: var(--cor-fundo-claro);
  transition: border-color 0.2s ease, background-color 0.2s ease, box-shadow 0.2s ease;
  width: 100%;
  appearance: none;
  -webkit-appearance: none;
}

/* Seta customizada nos selects */
.campo select {
  background-image:
    linear-gradient(45deg, transparent 50%, var(--cor-borgonha) 50%),
    linear-gradient(135deg, var(--cor-borgonha) 50%, transparent 50%);
  background-position: calc(100% - 20px) 55%, calc(100% - 15px) 55%;
  background-size: 5px 5px, 5px 5px;
  background-repeat: no-repeat;
  padding-right: 40px;
  cursor: pointer;
}

.campo input:hover,
.campo select:hover { border-color: var(--cor-borda-forte); }

.campo input:focus,
.campo select:focus {
  outline: none;
  border-color: var(--cor-borgonha);
  background-color: white;
  box-shadow: 0 0 0 4px rgba(139, 31, 46, 0.12);
}

.input-wrapper:focus-within .input-icone {
  opacity: 1;
  color: var(--cor-borgonha);
}

.campo input::placeholder { color: var(--cor-texto-suave); }

.dica {
  color: var(--cor-texto-claro);
  font-size: 0.82rem;
  margin-top: 2px;
  padding-left: 2px;
}

/* ─── GRUPO MÊS + ANO ──────────────────────────────────── */
.campo-data-grupo {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--espaco-medio);
}

/* ─── BLOCO MODO DIRETO ────────────────────────────────── */
.bloco-modo-direto {
  display: flex;
  flex-direction: column;
  gap: var(--espaco-grande);
  padding: var(--espaco-grande);
  background: linear-gradient(135deg, var(--cor-fundo-claro), #fff);
  border: 1px solid var(--cor-borda);
  border-radius: var(--raio);
  position: relative;
}

.bloco-modo-direto::before {
  content: "";
  position: absolute;
  left: 0; top: 0; bottom: 0;
  width: 3px;
  background: linear-gradient(180deg, var(--cor-borgonha), var(--cor-dourado));
  border-radius: var(--raio) 0 0 var(--raio);
}

.aviso-modo-direto {
  display: flex;
  gap: 14px;
  align-items: flex-start;
  padding: var(--espaco-medio);
  background-color: rgba(139, 31, 46, 0.04);
  border-radius: var(--raio);
  font-size: 0.92rem;
  line-height: 1.55;
}

.aviso-modo-direto .aviso-icone {
  font-size: 1.5rem;
  line-height: 1;
  flex-shrink: 0;
}

.aviso-modo-direto strong {
  display: block;
  color: var(--cor-borgonha);
  margin-bottom: 4px;
  font-size: 0.95rem;
}

.aviso-modo-direto p { color: var(--cor-texto-claro); margin: 0; }

/* ═══════════════════════════════════════════════════════════
   BOTÕES
   ═══════════════════════════════════════════════════════════ */
.botao-principal {
  position: relative;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  background: linear-gradient(135deg, var(--cor-borgonha) 0%, var(--cor-borgonha-escuro) 100%);
  color: white;
  border: none;
  padding: 18px 32px;
  font-size: 1.05rem;
  font-weight: 600;
  letter-spacing: 0.4px;
  border-radius: var(--raio);
  cursor: pointer;
  transition: transform 0.25s ease, box-shadow 0.25s ease, background 0.4s ease;
  font-family: var(--fonte-principal);
  margin-top: var(--espaco-pequeno);
  box-shadow: var(--sombra-borgonha);
  overflow: hidden;
  isolation: isolate;
}

.botao-principal::before {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(120deg, transparent 25%, rgba(255,255,255,0.25) 50%, transparent 75%);
  transform: translateX(-100%);
  transition: transform 0.7s ease;
  z-index: -1;
}

.botao-principal::after {
  content: "";
  position: absolute;
  inset: 1px;
  border-radius: calc(var(--raio) - 1px);
  border: 1px solid rgba(201, 169, 97, 0.35);
  pointer-events: none;
}

.botao-principal:hover {
  transform: translateY(-2px);
  box-shadow: 0 18px 40px rgba(139, 31, 46, 0.40);
  background: linear-gradient(135deg, var(--cor-borgonha-claro) 0%, var(--cor-borgonha) 100%);
}

.botao-principal:hover::before { transform: translateX(100%); }
.botao-principal:hover .botao-icone { transform: translateX(4px); }

.botao-principal:active { transform: translateY(0); }

.botao-principal:disabled {
  opacity: 0.6;
  cursor: not-allowed;
  transform: none;
  box-shadow: none;
}

.botao-icone { width: 18px; height: 18px; transition: transform 0.25s ease; }

.botao-secundario {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  background: transparent;
  color: var(--cor-borgonha);
  border: 1.5px solid var(--cor-borgonha);
  padding: 13px 24px;
  font-size: 0.95rem;
  font-weight: 600;
  border-radius: var(--raio);
  cursor: pointer;
  transition: background-color 0.2s ease, color 0.2s ease, transform 0.15s ease;
  font-family: var(--fonte-principal);
  margin-top: var(--espaco-grande);
  width: 100%;
}

.botao-secundario svg { width: 16px; height: 16px; }

.botao-secundario:hover {
  background-color: var(--cor-borgonha);
  color: white;
  transform: translateY(-1px);
}

/* ═══════════════════════════════════════════════════════════
   RESULTADO
   ═══════════════════════════════════════════════════════════ */
.resultado-secao { animation: fadeInUp 0.6s ease-out; }

@keyframes fadeInUp {
  from { opacity: 0; transform: translateY(16px); }
  to   { opacity: 1; transform: translateY(0); }
}

@keyframes pulseGlow {
  0%, 100% { box-shadow: 0 0 0 0 rgba(139, 31, 46, 0); }
  50%      { box-shadow: 0 0 0 8px rgba(139, 31, 46, 0.08); }
}

/* ─── VEREDITO ─────────────────────────────────────────── */
.veredito {
  display: flex;
  align-items: center;
  gap: var(--espaco-medio);
  padding: var(--espaco-grande);
  border-radius: var(--raio);
  margin-bottom: var(--espaco-grande);
  background-color: var(--cor-fundo-claro);
  border-left: 5px solid var(--cor-borda-forte);
  position: relative;
  overflow: hidden;
}

.veredito::after {
  content: "";
  position: absolute;
  top: -20px; right: -20px;
  width: 90px; height: 90px;
  border-radius: 50%;
  background: currentColor;
  opacity: 0.06;
}

.veredito.veredito-otimo {
  background: #E8F0EB;
  border-left-color: var(--cor-otimo);
  color: var(--cor-otimo);
}

.veredito.veredito-otimo .veredito-icone { font-size: 2.5rem; }

.veredito.veredito-ok {
  background: #E8F0EB;
  border-left-color: var(--cor-ok);
  color: var(--cor-ok);
}

.veredito.veredito-alerta {
  background: #F7EED9;
  border-left-color: var(--cor-alerta);
  color: var(--cor-alerta);
}

.veredito.veredito-perigo {
  background: #F8E5E5;
  border-left-color: var(--cor-perigo);
  color: var(--cor-perigo);
  animation: pulseGlow 2s ease-in-out infinite;
}

.veredito-icone {
  font-size: 2.2rem;
  flex-shrink: 0;
  filter: drop-shadow(0 2px 6px rgba(0,0,0,0.1));
}

.veredito-texto h3 {
  font-family: var(--fonte-titulo);
  font-size: 1.35rem;
  margin-bottom: 4px;
  color: var(--cor-texto);
  font-weight: 700;
  letter-spacing: -0.3px;
  line-height: 1.3;
}

.veredito-texto p { color: var(--cor-texto-claro); font-size: 0.95rem; }

/* ─── COMPARAÇÃO DE TAXAS ──────────────────────────────── */
.comparacao-taxas {
  display: grid;
  grid-template-columns: 1fr auto 1fr;
  gap: var(--espaco-medio);
  align-items: stretch;
  margin-bottom: var(--espaco-grande);
}

.taxa-bloco {
  background: linear-gradient(180deg, var(--cor-fundo), var(--cor-fundo-claro));
  border: 1px solid var(--cor-borda);
  border-radius: var(--raio);
  padding: var(--espaco-grande);
  text-align: center;
  display: flex;
  flex-direction: column;
  justify-content: center;
  transition: transform 0.25s ease, box-shadow 0.25s ease;
  position: relative;
  overflow: hidden;
}

.taxa-bloco::before {
  content: "";
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: var(--cor-borgonha);
  opacity: 0.5;
}

.taxa-bloco:hover {
  transform: translateY(-3px);
  box-shadow: var(--sombra-leve);
}

.taxa-contrato {
  background: linear-gradient(180deg, #F9EED4, #F7EED9);
  border-color: #E5D5B0;
}

.taxa-contrato::before { background: var(--cor-alerta); }

.taxa-bacen {
  background: linear-gradient(180deg, #E8F0EB, #DDE9E0);
  border-color: #C5D6CC;
}

.taxa-bacen::before { background: var(--cor-otimo); }

.taxa-label {
  font-size: 0.7rem;
  color: var(--cor-texto-claro);
  text-transform: uppercase;
  letter-spacing: 1.6px;
  font-weight: 700;
  margin-bottom: var(--espaco-pequeno);
}

.taxa-valor {
  font-family: var(--fonte-titulo);
  font-size: 3rem;
  font-weight: 700;
  line-height: 1;
  letter-spacing: -2px;
  background: linear-gradient(180deg, var(--cor-borgonha), var(--cor-borgonha-escuro));
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}

.taxa-unidade {
  font-size: 0.82rem;
  color: var(--cor-texto-claro);
  margin-top: 6px;
  font-weight: 500;
  text-transform: uppercase;
  letter-spacing: 0.8px;
}

.taxa-bloco small {
  display: block;
  margin-top: 10px;
  color: var(--cor-texto-claro);
  font-size: 0.85rem;
  font-weight: 500;
}

.taxa-vs {
  align-self: center;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 50px;
  height: 50px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--cor-borgonha), var(--cor-borgonha-escuro));
  color: white;
  font-family: var(--fonte-titulo);
  font-style: italic;
  font-weight: 700;
  font-size: 0.95rem;
  letter-spacing: 1px;
  box-shadow: 0 6px 18px rgba(139, 31, 46, 0.3), 0 0 0 4px rgba(201, 169, 97, 0.2);
}

/* ─── DETALHES ─────────────────────────────────────────── */
.detalhes {
  background: linear-gradient(180deg, var(--cor-fundo-claro), #fff);
  border: 1px solid var(--cor-borda);
  border-radius: var(--raio);
  padding: var(--espaco-grande);
  margin-bottom: var(--espaco-grande);
}

.detalhes h3 {
  display: flex;
  align-items: center;
  gap: 8px;
  font-family: var(--fonte-titulo);
  font-size: 1.2rem;
  color: var(--cor-borgonha);
  margin-bottom: var(--espaco-medio);
  font-weight: 700;
  letter-spacing: -0.3px;
}

.detalhes h3 svg { width: 18px; height: 18px; opacity: 0.7; }

.detalhes-lista {
  list-style: none;
  display: flex;
  flex-direction: column;
}

.detalhes-lista li {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 12px 0;
  border-bottom: 1px dashed var(--cor-borda);
  gap: 12px;
}

.detalhes-lista li:last-child { border-bottom: none; }

.detalhe-label { color: var(--cor-texto-claro); font-size: 0.9rem; }

.detalhe-valor {
  font-weight: 600;
  color: var(--cor-texto);
  font-size: 0.95rem;
  font-variant-numeric: tabular-nums;
  text-align: right;
}

/* ─── AVISO LEGAL ──────────────────────────────────────── */
.aviso-legal {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  background: linear-gradient(135deg, #F7EED9, #FBF4E2);
  border-left: 4px solid var(--cor-alerta);
  padding: var(--espaco-medio);
  border-radius: var(--raio);
  font-size: 0.88rem;
  color: var(--cor-texto);
  line-height: 1.55;
}

.aviso-legal .aviso-icone { font-size: 1.2rem; flex-shrink: 0; line-height: 1.3; }
.aviso-legal p { margin: 0; }

/* ═══════════════════════════════════════════════════════════
   RODAPÉ
   ═══════════════════════════════════════════════════════════ */
.rodape {
  position: relative;
  background:
    radial-gradient(ellipse at top, rgba(201,169,97,0.10), transparent 60%),
    linear-gradient(180deg, var(--cor-borgonha-escuro), var(--cor-borgonha-deep));
  color: white;
  padding: 60px 0 var(--espaco-grande);
  text-align: center;
  margin-top: auto;
  overflow: hidden;
}

.rodape-onda {
  position: absolute;
  left: 0; right: 0; top: -1px;
  line-height: 0;
  pointer-events: none;
  transform: scaleY(-1);
}

.rodape-onda svg { width: 100%; height: 50px; display: block; }
.rodape-onda path { fill: var(--cor-fundo); }

.rodape::after {
  content: "";
  position: absolute;
  left: 0; right: 0; bottom: 0;
  height: 2px;
  background: linear-gradient(90deg, transparent, var(--cor-dourado), transparent);
  opacity: 0.6;
}

.rodape-conteudo {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 8px;
}

.rodape-titulo {
  font-family: var(--fonte-titulo);
  font-size: 1.15rem;
  font-weight: 700;
  letter-spacing: 0.3px;
  color: var(--cor-dourado-claro);
  margin-bottom: 8px;
}

.rodape p { font-size: 0.92rem; opacity: 0.92; }
.rodape p strong { color: var(--cor-dourado-claro); opacity: 1; }
.rodape-pequeno {
  font-size: 0.78rem !important;
  opacity: 0.65 !important;
  margin-top: 6px !important;
}

/* ═══════════════════════════════════════════════════════════
   RESPONSIVO
   ═══════════════════════════════════════════════════════════ */
@media (max-width: 700px) {
  .grid-2 { grid-template-columns: 1fr; }
}

@media (max-width: 600px) {
  .cabecalho { padding: 40px 0 80px; }
  .logo-imagem { width: 70px; }
  .subtitulo { font-size: 0.92rem; padding: 0 var(--espaco-medio); }

  .hero-badges { gap: 6px; }
  .badge-item { font-size: 0.72rem; padding: 6px 10px; }

  .conteudo { padding: var(--espaco-grande) 0; margin-top: -20px; }

  .card { padding: var(--espaco-grande); border-radius: var(--raio); }
  .card-cabecalho { gap: 12px; }
  .card-icone { width: 40px; height: 40px; }

  .comparacao-taxas { grid-template-columns: 1fr; }
  .taxa-vs { justify-self: center; }
  .taxa-valor { font-size: 2.4rem; }

  .veredito { flex-direction: column; text-align: center; }
  .veredito-texto h3 { font-size: 1.15rem; }

  .detalhes-lista li {
    flex-direction: column;
    align-items: flex-start;
    gap: 4px;
  }
  .detalhe-valor { text-align: left; }

  .campo-data-grupo {
    grid-template-columns: 1fr 1fr;
    gap: var(--espaco-pequeno);
  }
}

/* Acessibilidade */
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration: 0.01ms !important;
    transition-duration: 0.01ms !important;
  }
}

/* ═══════════════════════════════════════════════════════════
   TEXTO DESCRITIVO DA MODALIDADE (aparece após selecionar tipo)
   ═══════════════════════════════════════════════════════════ */
.info-modalidade {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  margin-top: 10px;
  padding: 14px 16px;
  background: linear-gradient(135deg, var(--cor-fundo-claro), #fff);
  border: 1px solid var(--cor-borda);
  border-left: 3px solid var(--cor-dourado);
  border-radius: var(--raio);
  animation: fadeInDown 0.4s ease-out;
  font-size: 0.88rem;
  line-height: 1.55;
  color: var(--cor-texto);
}

.info-modalidade-icone {
  font-size: 1.3rem;
  line-height: 1.2;
  flex-shrink: 0;
}

.info-modalidade-texto {
  margin: 0;
  color: var(--cor-texto-claro);
}

@keyframes fadeInDown {
  from { opacity: 0; transform: translateY(-8px); }
  to   { opacity: 1; transform: translateY(0); }
}

/* ═══════════════════════════════════════════════════════════
   CTA JURÍDICO (aparece SÓ no caso "perigo")
   ═══════════════════════════════════════════════════════════ */
.cta-juridico {
  display: flex;
  gap: 16px;
  align-items: flex-start;
  margin-top: var(--espaco-grande);
  padding: var(--espaco-grande);
  background: linear-gradient(135deg, #FAF6F0, #FFFFFF);
  border: 1.5px solid var(--cor-dourado);
  border-radius: var(--raio);
  position: relative;
  overflow: hidden;
  animation: fadeInUp 0.6s ease-out;
}

/* Faixa dourada sutil no topo */
.cta-juridico::before {
  content: "";
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--cor-borgonha), var(--cor-dourado), var(--cor-borgonha));
}

.cta-juridico-icone {
  font-size: 2rem;
  flex-shrink: 0;
  line-height: 1;
  filter: drop-shadow(0 2px 6px rgba(139, 31, 46, 0.2));
}

.cta-juridico-texto {
  flex: 1;
}

.cta-juridico-texto h3 {
  font-family: var(--fonte-titulo);
  font-size: 1.15rem;
  color: var(--cor-borgonha);
  margin-bottom: 8px;
  font-weight: 700;
  letter-spacing: -0.3px;
}

.cta-juridico-texto p {
  color: var(--cor-texto);
  font-size: 0.92rem;
  line-height: 1.6;
  margin-bottom: 8px;
}

.cta-juridico-texto p:last-child {
  margin-bottom: 0;
}

.cta-juridico-texto .cta-juridico-acao {
  padding-top: 8px;
  border-top: 1px dashed var(--cor-borda);
  margin-top: 12px;
  font-size: 0.95rem;
}

.cta-juridico-texto strong {
  color: var(--cor-borgonha);
}

#cta-percentual {
  font-weight: 700;
  color: var(--cor-perigo);
}

/* Responsivo CTA */
@media (max-width: 600px) {
  .cta-juridico {
    flex-direction: column;
    align-items: center;
    text-align: center;
    padding: var(--espaco-medio);
  }
  
  .cta-juridico-icone {
    font-size: 2.5rem;
  }
}